Rates


Wednesday, November 19, 2008
View current rates for:

Checking Accounts

  Interest Rate APY^
$1,000+ 0.15% 0.15%
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Money Market Accounts *

  Interest Rate APY^
$0 - $2,499.99 .90% .90%
$2,500 - $9,999.99 1.30% 1.30%
$10,000 - $24,999.99 1.30% 1.30%
$25,000 - $49,999.99 1.64% 1.65%
$50,000 - $99,999.99 1.94% 1.95%
$100,000+ 1.94% 1.95%
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CD/IRAs **

30 Day Interest Rate APY^
$1,000 - $99,999.99 1.59% 1.60%
$100,000+ 1.64% 1.65%
90 Day Interest Rate APY^
$1,000 - $9,999.99 1.69% 1.70%
$10,000 - $99,999.99 1.74% 1.75%
$100,000+ 1.79% 1.80%
182 Day Interest Rate APY^
$1,000 - $9,999.99 2.63% 2.65%
$10,000 - $99,999.99 2.67% 2.70%
$100,000+ 2.72% 2.75%
1 Year Interest Rate APY^
$1,000 - $9,999.99 2.82% 2.85%
$10,000 - $99,999.99 2.87% 2.90%
$100,000+ 2.92% 2.95%
18 Month Interest Rate APY^
$1,000 - $9,999.99 2.82% 2.85%
$10,000 - $99,999.99 2.87% 2.90%
$100,000+ 2.92% 2.95%
2 Year Interest Rate APY^
$1,000 - $9,999.99 2.82% 2.85%
$10,000 - $99,999.99 2.87% 2.90%
$100,000+ 2.92% 2.95%
3 Year Interest Rate APY^
$1,000-$9,999.99 2.82% 2.85%
$10,000-$99,999.99 2.87% 2.90%
$100,000+ 2.92% 2.95%
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Mortgage Loans

Get a quote on a mortgage loan rate based on the type of property and loan that meet your needs.
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Auto Loans

  APR^
New Vehicle  
Term: Up to 60 Months 5.20% - 7.70%
Term: 61-72 Months 5.70% - 8.20%
Used vehicle  
Term: Up to 60 Months 5.70% - 8.20%
Fixed rate. Your actual rate will be based on your credit worthiness and term.
Vehicles must be purchased through a dealership.
 
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Consumer Loans

  APR^
Unsecured Personal Loan / Debt Consolidation Loan 10.00% - 17.00%
Fixed rate. Base rate is 15.00%. Your actual rate will be based on your credit worthiness, term, loan amount, and available discounts. Discounts available for customers with First Command Financial Planning investment and/or life insurance products (3.50% - 4.50% discount) and for customers with automatic electronic deposit to a FCB checking or savings account (0.50% discount).  
Secured Personal Loan
(secured with eligible non-tax qualified mutual funds)
 
Fully Secured 6.25%
Partially Secured 6.25% - 9.25%
Fixed rate. For partially secured loans, your eligibility and actual rate will be based on the loan-to-value ratio.  
CD-Secured Personal Loan
(secured with FCB Certificate of Deposit)
CD rate + 2.25
Fixed rate. CDs are subject to early withdrawal penalties.  
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Credit Cards

  APR^
Classic VISA***
No annual fee. ScoreCard Rewards. (Fixed Rate)
10.25%
Platinum VISA***
No annual fee. ScoreCard Rewards. (Variable Rate - Prime + 1%)
5.00%
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Commercial

  APR^
Business Platinum VISA***
No annual fee. ScoreCard Rewards. Business Programs.
(Variable Rate - Prime + 1%, 3%, 5% based on credit evaluation)
5.00% - 9.00%
Commercial Loans
Fixed and variable rate loans are available. Commercial Loan rates vary based on the specific criteria presented. Please contact us at 888.763.7600 for more information about Commercial Loans.
 
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^Annual Percentage Rate (APR), Annual Percentage Yield (APY)
*Fees could reduce earnings on Money Market accounts.
**CDs are subject to early withdrawal penalties.
***Auto loans, Consumer loans secured with a CD, and VISA Credit Cards are not subject to discounts.