Fees for Additional Services


While First Command Bank is committed to enhancing the value of your accounts by keeping costs low, some fees are necessary to cover costs for additional services. We're confident that if you compare, you'll find them to be some of the lowest around.



 Deposit Accounts
ATM Transactions (per statement cycle)
  • First Account: 1–4 transactions
  • Command Checking Account: 1–10 transactions
  • Money Market Savings: 1–6 transactions
  • Commercial Checking Account: 1–6 transactions
  • Additional Transactions
  • FREE
  • FREE
  • FREE
  • FREE
  • $1.50 each
ATM Surcharge Rebate (per statement cycle)
  • First Account
  • Command Checking Account
  • Money Market Savings
  • Commercial Checking Account
  • $12.00*
  • $15.00*
  • $15.00*
  • $15.00*
* There is no surcharge to FCB Debit or ATM Cards used at ATMs in the MoneyPass® network. FCB will rebate other ATM surcharge fees, charged by ATM owners, up to the amount shown regardless of the number of transactions.
Wire Transfer
  • Incoming
  • Domestic
  • International
  • FREE
  • $20.00
  • $20.00
Replace Lost Debit Card
  • $5.00
Change Personal Identification Number (PIN)
  • $2.00
Stop Payments
  • $20.00 each
Overdraft Protection Charge

What You Need to Know about Overdrafts and Overdraft Fees

How to avoid overdrafts

Overdraft Protection FAQs
  • $15.00 per item paid
  • You will not be charged an overdraft protection fee the first time you use overdraft protection in a calendar year.
  • We will charge you a fee of $15 each time we pay an overdraft for any transaction, except for everyday debit card transactions that are $5 or less.
  • You will not be charged a fee for any one-time debit card transactions that are $5 or less.
  • There is no limit on the total fees we can charge you for overdrawing your account.
  • You have 30 days to pay back the amount owed on your Overdraft limit.
Insufficient Funds
  • $29.00 per item
Charge Back Fee
  • $5.00 per charge back
Money Market Savings Account Excess Withdrawal Fee
  • $10.00 per withdrawal
Collection
  • $20.00 per item
Research Fee (one hour minimum)
  • $15.00 per hour
Copy of Check
  • $2.00
Foreign Item Collection
  • Varies (minimum amount of foreign item must be $50.00 U.S.)

View Depository Agreement

 


 Credit Cards
Cash Advance Fee
  • Greater of $2.00 or 2% of cash advance, $75.00 maximum
Late Payment Fee
  • Lesser of $15.00 or 5% of minimum payment due
View Cardholder Agreement

These fees apply to consumer accounts. For commercial accounts, please see your account agreements.