First Command Bank Classic and Platinum Visa


Summary of charges

Annual Percentage Rate (APR) Classic - 10.25%
Platinum - 7.25% as of 10/1/09
Variable-rate information (Platinum only) If a variable rate APR is selected, the APR may vary monthly. The variable rate APR is calculated by adding 1% to the Prime Rate,* provided, however, the variable rate APR will not be less than 7.25% regardless of the amount of the Prime Rate.
Grace period for repayment of balances for purchases On New Purchases from the date of the periodic statement until the next Payment Due Date (provided Cardholder has paid the New Balance in full on the previous periodic statement).
Method of computing the balance for purchases Average daily balance (including new purchases)
Annual fees None
Minimum payment The greater of (a) 2.5% of balance, or (b) $50.00.
Cash Advance Fee The greater of (a) $2.00, or (b) 2% of the amount of each Cash Advance, but not more than $75.00 per Cash Advance.
Late Payment Fee The lesser of (a) $15.00, or (b) 5% of each Minimum Payment which is not made within 30 days after the applicable Payment Due Date.
Over-the-credit-limit fee: None
Balance transfer fee: None

View Cardholder Agreement