Command Checking Account

With a Command Checking Account, you can enjoy the convenience of a free checking account loaded with features while earning interest.


  • $25 minimum opening deposit
  • MasterCard® debit card with unlimited free debit card transactions
  • Access to more than 20,000 ATMS with no fees charged for first ten ATM withdrawals per statement cycle1
  • Interest paid for each day balance is $1,000 or more2
  • Check your balances, deposit checks, and receive account alerts on your mobile device with MobileCommand mobile banking
  • Manage your accounts and pay and receive bills with OnCommand online banking and bill pay
  • No monthly maintenance fee
  • Choose available overdraft limit3 or free Coverdraft protection4
  • Convenient digital eStatements
  • Unlimited telephone banking at no charge
  • Free checks (bank stock only)
  • FDIC insured

With so many benefits, it’s the only checking account you’ll need.

View our current rates and fees.

1 FCB does not charge a fee for the first 10 ATM withdrawals per statement cycle, subsequent transactions will be charged $1.50 each. There is no surcharge to use a FCB Debit Card in the MoneyPass® network or NYCE networks. FCB will rebate other ATM surcharge fees, charged by ATM owners, up to $15 per statement cycle.

2 Interest credited and compounded monthly

3 Credit approval necessary for Overdraft Protection. Overdraft limit of $500 is available. Your available balance may be adjusted by your approved Overdraft limit as well as temporary transaction holds. A per item fee may be charged each time your overdraft limit is accessed. View detailed fee information. You have 30 days to pay back the amount owed on your Overdraft limit.

4 Coverdraft available from another FCB deposit account or FCB line of credit.