Commercial Checking Account

A checking account may be your hardest-working tool for the everyday financial management of your business. From small, occasional expenses for office supplies to large or recurring transactions covering inventory, payroll, taxes and more, the First Command Bank Commercial Checking Account handles it all.


  • $25 minimum opening deposit
  • No monthly maintenance fee when you maintain a $5,000 average daily balance1
  • MasterCard® debit card with unlimited free debit card transactions
  • Access to more than 20,000 ATMS with no fees charged for first six ATM withdrawals per statement cycle2
  • Free Coverdraft protection3
  • Manage your account and pay and receive bills with OnCommand online banking and bill pay
  • Convenient digital eStatements
  • Unlimited telephone banking at no charge
  • FDIC insured

Learn about the First Command Bank Money Market Savings Account — a way to earn interest on cash while maintaining liquidity.

View our current rates and fees.

1 Maintenance fee of $12.00 per statement cycle if average daily balance during statement cycle falls below $5,000.

2 FCB does not charge a fee for the first 6 ATM withdrawals per statement cycle, subsequent transactions will be charged $1.50 each. There is no surcharge to use a FCB Debit Card in the MoneyPass® network or NYCE networks. FCB will rebate other ATM surcharge fees, charged by ATM owners, up to $15 per statement cycle.

3 Coverdraft linked to your FCB Money Market Savings Account.