Money Market Savings Account

Our Money Market Savings Account is ideal for maintaining cash for emergencies and saving for major purchases. It provides the liquidity of an interest-bearing savings account plus limited check-writing capability and free checks. And with our highly competitive, tiered interest rates, you earn more as your balance grows.


  • $25 minimum opening deposit
  • No monthly maintenance fee1
  • Competitive, tiered interest rates2
  • Access to more than 20,000 ATM with no fees charged for the first 6 ATM withdrawals per statement cycle3
  • Manage your accounts and pay and receive bills with OnCommand online banking and bill pay
  • Free Coverdraft protection4
  • Limited check writing1
  • Unlimited telephone banking at no charge
  • Convenient digital eStatements
  • Remote deposit with your smart phone
  • FDIC insured

View our current rates and fees.

1 Federal regulations allow a maximum of six withdrawal/transfer transactions per statement cycle, including checks and excluding ATM transactions. Excess withdrawal fee is $10.00 for each withdrawal exceeding six.

2 Interest credited and compounded monthly. Increasing interest tiers with minimum balances of $1 / $2,500 / $10,000 / $25,000 / $50,000 / $100,000

3 FCB does not charge a fee for the first 6 ATM withdrawals per statement cycle, subsequent transactions will be charged $1.50 each. There is no surcharge to use a FCB Debit Card in the MoneyPass® network or NYCE networks. FCB will rebate other ATM surcharge fees, charged by ATM owners, up to $15 per statement cycle

4 Coverdraft available from another FCB deposit account or FCB line of credit.