Rates

View current rates for:

We are currently accepting new account applications only from existing clients of First Command Bank or First Command Financial Services. If you are interested in establishing a relationship with a First Command Advisor, please visit our website at www.firstcommand.com. For those who are already clients of First Command Bank, you may open an additional bank account via OnCommand. For those who are clients of First Command Financial Services, but do not presently have an account at First Command Bank, please contact your First Command Financial Advisor.

Checking Accounts


Minimum Daily Balance to Obtain APY Interest Rate1 APY2
$1000 0.02% 0.02%

1Rates are subject to change without notice.

2APY stands for Annual Percentage Yield.

Fees could reduce earnings.

Money Market Savings / Money Market IRAs


Minimum Daily Balance to Obtain APY Interest Rate1 APY2
$0 – $2,499.99 0.05% 0.05%
$2,500 – $9,999.99 0.05% 0.05%
$10,000 – $24,999.99 0.15% 0.15%
$25,000 – $49,999.99 0.15% 0.15%
$50,000 – $99,999.99 0.15% 0.15%
$100,000+ 0.15% 0.15%

1Rates are subject to change without notice.

2APY stands for Annual Percentage Yield.

Fees could reduce earnings.

CDs / Term IRAs


Minimum Daily Balance to Obtain APY Interest Rate1 APY2
30 Day    
$1,000 – $99,999.99 0.25% 0.25%
$100,000+ 0.25% 0.25%
90 Day    
$1,000 – $99,999.99 0.30% 0.30%
$100,000+ 0.35% 0.35%
182 Day    
$1,000 – $99,999.99 0.60% 0.60%
$100,000+ 0.65% 0.65%
1 Year    
$1,000 – $99,999.99 0.75% 0.75%
$100,000+ 0.80% 0.80%
18 Month    
$1,000 – $99,999.99 0.80% 0.80%
$100,000+ 0.85% 0.85%
2 Year    
$1,000 – $99,999.99 0.85% 0.85%
$100,000+ 0.90% 0.90%
3 Year    
$1,000 – $99,999.99 0.95% 0.95%
$100,000+ 1.00% 1.00%
4 Year    
$1,000 – $99,999.99 0.95% 0.95%
$100,000+ 1.00% 1.00%
5 Year    
$1,000 – $99,999.99 1.09% 1.10%
$100,000+ 1.14% 1.15%

1Rates are subject to change without notice.

2APY stands for Annual Percentage Yield.

CDs are subject to early withdrawal penalties.

Mortgage Loans


Get a quote on a mortgage loan rate based on the type of property and loan that meet your needs.

Auto Loans


  APR1
New Vehicle  
Term: Up to 72 Months 2.50% – 4.45%
Used Vehicle  
Term: Up to 60 Months

Fixed rate. Your actual rate will be based on your term. New and used vehicles must be purchased through a dealership.

3.95% – 4.75%

1APR stands for Annual Percentage Rate.

Rates are subject to change without notice.

Consumer Loans


  APR1
Unsecured Personal Loan  

Fixed rate. Actual rate will be based on your credit worthiness.

8.50% – 15.00%
Secured Personal Loan (secured with eligible non-tax qualified mutual funds)  
Fully Secured

Fixed rate.

5.75%
Partially Secured (based on unsecured exposure)

Fixed rate. Rate will be based on the loan-to-value ratio.

6.25% – 9.75%
CD-Secured Personal Loan (secured with FCB Certificate of Deposit)  

Fixed rate. CDs are subject to early withdrawal penalties.

CD rate + 2.25%

1APR stands for Annual Percentage Rate.

Rates are subject to change without notice.

Credit Cards


  1APR
Classic VISA  

No annual fee. ScoreCard Rewards. (Variable Rate2 – Prime +9%)

13.25%
Platinum VISA  

No annual fee. ScoreCard Rewards. (Variable Rate2 – Prime +5%)

9.25%

1APR stands for Annual Percentage Rate.

2Interest rate based on the Prime Lending Rate as published in the Wall Street Journal.

Rates are subject to change without notice.

Commercial Loans


  APR1
Commercial Loans  

Fixed and variable rate loans are available. Commercial Loan rates vary based on the specific criteria presented. Please contact us at 888.763.7600 for more information about Commercial Loans.

 

1APR stands for Annual Percentage Rate.

Rates are subject to change without notice.